EMI Planner Terms & Conditions

 These Terms and Conditions ("Terms") govern your use of the EMI Calculator Application (the "App"), which provides a suite of financial calculators, including but not limited to EMI Calculator, Fixed Deposit Calculator, Cash Counter, Recurring Deposit Calculator, GST Calculator, Income Tax Calculator, Lumpsum Calculator, Systematic Withdrawal Plan (SWP), Public Provident Fund (PPF), Senior Citizen Saving Scheme, Kisan Vikas Patra (KVP), National Pension Scheme (NPS), Atal Pension Yojana (APY), Employee Provident Fund (EPF), Gratuity Scheme, Monthly Income Scheme (MIS), Simple Interest Calculator, and Amount to Words (collectively, the "Services"). By using or accessing the App, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the App.

1. Acceptance of Terms

By downloading, installing, or using the App, you acknowledge that you have read, understood, and agree to these Terms and Conditions, as well as our Privacy Policy. You also agree to comply with all applicable laws and regulations.

2. Use of the Application

You may use the App and its Services for personal, non-commercial purposes only. The App and its Services are intended for general informational and educational purposes and should not be construed as professional financial advice. The results generated by the calculators in the App are based on user inputs and the algorithms embedded in the app, but the accuracy of such results is not guaranteed. You should consult with a financial advisor before making any financial decisions.

3. Eligibility

You must be at least 18 years of age or the age of majority in your jurisdiction to use the App. By using the App, you represent that you are of legal age to form a binding contract and are not prohibited from using the App under applicable laws.

4. Intellectual Property

All content, features, and functionality of the App, including but not limited to text, graphics, logos, images, software, and all other materials, are the property of the App's owner and are protected by intellectual property laws, including copyright, trademark, and patent laws. You are granted a limited, non-transferable license to use the App solely for personal use, in accordance with these Terms.

5. User Responsibilities

  • You agree to use the App only for lawful purposes and not to engage in any activity that may:
    • Violate any applicable laws, regulations, or third-party rights.
    • Interfere with or disrupt the functioning of the App or servers.
    • Involve the transmission of harmful or illegal content, including but not limited to viruses, malware, or other malicious software.
    • Violate the security or integrity of the App.

6. Non-Personal Data Collection

The App may collect non-personal, anonymous information, including data on your device, app usage, and analytics, to improve the performance and functionality of the App. For more information on how your data is used, please refer to our Privacy Policy.

7. Third-Party Services

The App may contain links to third-party websites or services, including analytics tools (e.g., Google Analytics), that are not under our control. These third parties may collect data from you in accordance with their own privacy policies. We are not responsible for the content or practices of these third parties, and you access them at your own risk.

8. Data Security

We take reasonable measures to protect the non-personal information collected through the App from unauthorized access, disclosure, alteration, or destruction. However, no method of data transmission or storage is 100% secure, and we cannot guarantee the absolute security of your data.

9. No Warranties

The App and its Services are provided "as is," without any warranties or guarantees of any kind, either express or implied, including but not limited to the accuracy, completeness, reliability, or availability of the app or its Services. We do not guarantee that the app will meet your expectations or that it will be free from errors, bugs, or interruptions.

10. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or use, arising out of or related to your use or inability to use the App or its Services. This includes, but is not limited to, any damages resulting from reliance on any information or results obtained from the App.

11. Modification of Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted within the App or made available to you, and your continued use of the App after such modifications will constitute your acceptance of the updated Terms. We encourage you to review these Terms periodically.

12. Termination

We may suspend or terminate your access to the App, at our sole discretion, if we believe that you have violated these Terms or engaged in unlawful activities. Upon termination, your right to use the App will immediately cease.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Insert Country/State]. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction].

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.

15. Contact Information

If you have any questions or concerns regarding these Terms and Conditions or the App, please contact us at:

Email: dev.tarang.p@gmail.com

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